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1. **Research**: Compare mortgage options from completely different lenders.
2. **Prequalification**: Many lenders supply prequalification to check potential rates without impacting your credit rating.
3. **Application**: Provide required paperwork, similar to proof of income, identification, and monetary statements.
four. **Approval**: The lender evaluates your software and determines your eligibility.
5. **Disbursement**: Once permitted, the funds are disbursed based on the terms agreed u

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- **Over-borrowing**: 부동산대출 Only borrow what you genuinely have to avoid excessive debt.
- **Ignoring Interest Rates**: A seemingly small distinction in rates of interest can lead to significant long-term costs.
- **Skipping the Fine Print**: Understand all phrases and conditions before signing any documents.
- **Missed Payments**: Missing payments can lead to penalties and potential harm to your credit score rat